Why India needs to work on financial literacy now more than ever!

I wouldn’t have been writing this piece if the calendar on my desk showed a date from a decade-and-a-half back. The topic of financial literacy itself would have sounded alien, though it is now one of the top priorities for most nations. It is even more critical for developing nations like India, where the majority Read more about Why India needs to work on financial literacy now more than ever![…]

How To Make Your Bank Listen To Your Complaint?

If you have a complaint against a bank, the first thing you must do is contact your bank’s customer care and register your complaint with them. Complaints such as levying unnecessary charges without prior notice, illegal electronic transactions, mis-selling of insurance plans and so on, can be filed with the bank. If your bank does Read more about How To Make Your Bank Listen To Your Complaint?[…]

Personal Finance Habits Everyone Should Follow!

Personal finance is the financial management which an individual or a family unit performs to budget, save, and spend monetary resources over time, taking into account various financial risks and future life events.  Let’s see the habits everyone should have when it comes to the personal finance:  (Please count down the number of habits you follow, there Read more about Personal Finance Habits Everyone Should Follow![…]

How to Avoid the Personal Loan Traps!

Financials ups and downs are very common for every person or institution and no one can claim that they never faced such situations. May it be the richest person of the country or the top financial institution, everybody had to face such situations now or then when they need a financial support. The financial support Read more about How to Avoid the Personal Loan Traps![…]

SIP- Everything You Want To Know About Systematic Investment Plan

Investment is the best way to grow your money and to fulfil your future needs. As savings are never enough and money never grows when just kept in your bank accounts and pockets. It is a fact that your savings will not be enough to live a happy life financially in future when the responsibilities Read more about SIP- Everything You Want To Know About Systematic Investment Plan[…]

Beware Of Trending IT Refund Fraud

As usual I started my day reading news papers. IT refund frauds are #trending now in India. It hurts deep inside when someone loses his/her hard earned money for some fraud. Beware, Income Tax Dept is not giving refunds in ‘wrong’ bank account through SMS There have been increased reports of these incidents related to Read more about Beware Of Trending IT Refund Fraud[…]

Lifetime Free Credit Card offer really worth to avail?

Lifetime free credit card? “Wow, that’s amazing!” Right?  But fellow readers, “There is no free lunch in this world”. Everything is charged or bundled with hidden charges. One needs to read every Terms and Condition including terms with small letters with asterisk * sign. If you have got an offer of lifetime free credit card or Read more about Lifetime Free Credit Card offer really worth to avail?[…]

How to avail instant e-PAN online at free of cost?

Now Income Tax Department started new facility of avail instant e-PAN online at free of cost. Those who have not PAN card can apply and avail e-PAN instantly at free of cost. What is e-PAN? e-PAN is a digitally signed PAN card issued in electronic format by Income Tax Department using Aadhaar e-KYC process. Hence, to Read more about How to avail instant e-PAN online at free of cost?[…]

How to Successfully Negotiate in Any Situation

The idea of negotiating can be intimidating. As consumers, we have been trained to pay the price marked on goods or services without question. If we feel the price is too high, we abandon the sale and look for cheaper options. It’s an option that seems to work for us. But it could work better. We Read more about How to Successfully Negotiate in Any Situation[…]

Managing Money After Quitting a job or loosing it and Being Prepared in Advance!

Job Loss or Quitting  is a word that most of them who are employed will be able to connect with. The risk of being jobless depends on the individual, the organization he/she works in, the industry in which the organization operates and even the markets (which might turn very volatile). Irrespective how small or big Read more about Managing Money After Quitting a job or loosing it and Being Prepared in Advance![…]